_txj6i99v.svg){kind=logo}
Halo Baas enables businesses to create branded banking and wealth management products, leveraging Halo's established infrastructure.
My Role
UX Designer, UI Designer
Timeline
12 Weeks
Industry
Financial Institution Technology
Overview
The Halo team is introducing a groundbreaking Banking as a Service (BaaS) model, revolutionizing the way businesses access and integrate banking services into their offerings.
Through a comprehensive API-based infrastructure, Halo empowers businesses to seamlessly incorporate banking functionalities, extending their service capabilities without the need for extensive development efforts.
The Problem Statement
In the evolving financial landscape, businesses face challenges in accessing global market investments, expanding their user base, and exploring new market opportunities.
Traditional banking integration is cumbersome and lacks customization, hindering businesses' ability to offer tailored financial solutions. Halo aims to simplify access to banking services, increase user base and assets under management (AUM), explore new markets, and ultimately boost revenue.
Hypotheses
Success Metrics
The success of the BaaS initiative is measured by the seamless integration of APIs by B2B customers, leading to the independent launch of their unique products.
Sign Up / Onboarding
Halo's intuitive onboarding process guides businesses in creating accounts to access APIs. The form collects essential details including name, company name, work email, password, and contact number. Once verified, businesses are directed to a dashboard, pre-loaded with test API keys.
Sign In / Admin Authentication
Admins can securely log in using their email and password. The system ensures unique emails and domain names while also implementing automatic logout after inactivity.
Forgot Password
Registered businesses can reset forgotten passwords via email. The system verifies the email address and sends a password reset link.
Dashboard
Upon successful login, admins access a dynamic dashboard providing a comprehensive overview of transactions, investments, lending activities, and more. The dashboard's content adapts based on the selected environment (test/live) and date range.
Customer Module
Admins can upload, view, block, and unblock customer profiles, manage their balances, and monitor investment portfolios.
Transactions
Admins can view a list of all transactions, categorized by fields such as account names, amounts, and transaction statuses.
Company Wallet
The company wallet, linked to the corporate account, enables businesses to monitor balances, view transaction history, and oversee fund movements.
Team Management
Admins can efficiently manage their team by adding, deleting, and blocking users. User roles and permissions are also handled within this module.
Settings
Admins can change passwords, input live API keys, and set up two-factor authentication (2FA) for enhanced security.
Test Environment & Go-Live Flow
Admins can confidently test APIs in a secure sandbox environment before initiating the Go-Live flow. In the Go-Live process, admins seamlessly transition to live mode by submitting essential company documents, ensuring a smooth and secure transition to operational status.
Product Tour
The Product Tour guides users step-by-step, showcasing the platform's core features and offering a sneak peek into the seamless user experience that awaits.
Conclusion
Halo's BaaS platform revolutionizes the banking integration landscape by offering businesses unprecedented flexibility and customization. By providing intuitive onboarding, comprehensive dashboards, and versatile modules, Halo empowers businesses to extend their services, enhance customer experiences, and explore new revenue streams.
Through these innovations, Halo is set to reshape the future of banking integration.
Think I might be the right fit for your next adventure? Drop me a message, I’d love to hear about your project!